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Index returns › Bonds and cash

3-Month T-Bills returns

Measured with BIL, a fund that tracks it, with dividends and interest reinvested. All periods end November 2, 2026; updated each evening after the market closes.

3 months +0.9%
6 months +1.8%
12 months +3.7%
2 years +8.1% +4.0% a year
3 years +13.8% +4.4% a year
4 years +19.2% +4.5% a year

3-Month T-Bills return by year

2026 (to Nov 2) +3.0%
2025 +4.1%
2024 +5.2%
2023 +4.9%
2022 +1.4%
2021 −0.1%
2020 +0.4%
2019 +2.0%
2018 +1.7%
2017 +0.7%
2016 +0.1%
2015 −0.1%
2014 −0.1%
2013 −0.1%
2012 −0.0%
2011 −0.0%
2010 −0.0%
2009 +0.3%
2008 +1.6%
Each figure is the fund's total return after its own small yearly fee: what $100 at the start would have grown to, minus $100. Price history for BIL starts May 2007. Past results only; general information, not investment advice.

Did your account keep up with the 3-Month T-Bills?

Investor's Report Card compares your own account with the 3-Month T-Bills and up to two other indexes, for the life of the account, each year and the latest month, deposits and withdrawals included.

Quick check: did my account beat the 3-Month T-Bills? · See a sample report